%. Nevertheless, in order to satisfy the Accounting Standards and maximize tax efficiency, the synthetic convertible loan structure consists of (1) grant of a loan at the amount of USD 50 million or equivalent to
management costs and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for products and services via the bank and direct
Ratio Gross Profit Margin (%) 12.9 27.5 Operating Profit Margin (%) 5.7 21.0 EBITDAR Margin (%) 18.4 30.2 Net profit Margin (%) 0.3 10.6 Return on Equity (%) 0.3 9.1 Efficiency Ratio Return on Assets
financial management that is convenient and fast, reduces document work, reduce management costs and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer
convenient and fast, reduces document work, reduce management costs and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment
document work, reduce management costs and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for products and services
Profitability Ratio Gross Profit Margin (%) 12.2 26.4 Operating Profit Margin (%) 4.7 19.6 EBITDAR Margin (%) 17.6 29.1 Net profit Margin (%) (0.5) 10.4 Return on Equity (%) (0.4) 9.2 Efficiency Ratio Return on
, reduces document work, reduce management costs and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for products and
22.7 Operating Profit Margin (%) 3.5 15.1 EBITDAR Margin (%) 16.3 25.3 Net profit Margin (%) 3.0 6.9 Return on Equity (%) 2.8 5.8 Efficiency Ratio Return on Assets (%) 1.4 3.1 Return on Fixed Assets