supervision of subordinated perpetual bonds to strengthen investor protection and simultaneously develop the debt securities market. In this regard, such type of bond to be offered for sale to the general
improvement of audit quality, enhance the credibility of the financial reporting system in the Thai capital market, and strengthen the mechanism for investor protection. In addition, the proposed supervisory
of the TLCA who participated in this meeting to strengthen our collaboration and proactive teamwork. Together we are fostering sustainable development in the capital market as well as building trust
SEC is cooperating with agencies and organizations, both public and private, to strengthen supervisory standards and common practice guidelines for listed and regulated companies. We expect our
records or existing low-risk customers, while giving greater weight to digital lending. 2.2 Market Risk Management Overall, movements in foreign exchange saw the Thai Baht strengthen in the second quarter
meetings have been convened to promptly manage and adjust the measures since the early days of Covid-19. The cost-to-income ratio stood at 43.1 percent. The expected credit loss sharply decreased as the Bank
backdrop, the Securities and Exchange Commission (SEC), as the capital market regulator, had to adjust its strategic plan and operating procedures in alignment with both the National Strategy and the dynamic
has signaled that it could keep its policy rate unchanged throughout 2020, the US central bank is likely to adjust its monetary policy if the US economy remains on a downward trend. At the same time
classification may somewhat help ease the impact of deteriorating quality of normal loan to NPLs. Meanwhile, most banks are expected to emphasize efficient cost management and adjust their operating strategies in
negative effect from strengthen THB against USD. * Note Please find further information in the consolidated financial statements. 2 Gross profit margin = Gross Profit (Total Sales – Costs of Sales) to Sales