' performance in the past Q2/2020, many financial institutions have increased their NPL to total loan ratio. The company has a positive view of the situation in terms of purchasing additional non-performing debt
sales decreased 23% YoY. The Company and its subsidiaries achieved positive turnaround performance for the first time in 8 quarters. The Company and its subsidiaries recorded net profit of Baht 0.6
margin (%) 65.5% 62.6% (2.9%) EBITDA margin (%) 31.6% 26.4% (5.2%) Net profit margin (%) 20.9% 5.9% (15.0%) Number of branches as at Mar 31 36 39 8% Change +/(-)Q1/19 Q1/20 Operating highlight in Q1/2020
........................................................................................................ 4 Climate Change ..................................................................................................... 5 Our Own Operations
., 2009). Their evidence indicates that there are valuation premiums for firms surpassing three benchmarks. Several studies suggest that incremental positive effects on prices or returns, also known as
training to develop the skills of their employees. (2) Consumers will change the value and nature of their consumption patterns. Normally, people consume less as they get older but products and services that
such as the closure of some businesses, temporary reduce or change the working hours and the implementation of social distancing. These situation and measures have widely impacted the world economy many
line with the overall decreased average occupancy trend for the hotels industry in the Maldives. As for the Food Business, overall there was a more positive trend during Q3/2017 compared to the same
remained sluggish, due to weak purchasing power and the lack of any specific measures from the government. In the second half of 2017, the economy moved in a positive direction driven by industrial expansion
as follow: Consolidated Q2/ 2020 Q2/ 2019 Change Financial Statements (Million Baht) (%) (Million Baht) (%) (%) Revenue from Sales 1,011.6 100.0 % 1,302.1 100.0 % (22.3 %) Cost of Sales (734.6) (72.6