increase of 174.7 MB or 10.2% and 377.4 MB or 25.0%, respectively. This is because the overall project value of Q3-2022 is greater than Q2-2022 and Q3-2021. The total operating expenses in Q3-2022 had
397.6 426.7 (29.1) (6.8) Other operating incomes 8.2 5.7 2.5 43.9 Operating income 2,032.4 1,776.7 255.7 14.4 Other operating expenses 703.7 731.4 (27.7) (3.8) Expected credit losses 294.6 100.0 194.6
Operating income 2,106.6 1,776.7 18.6 1,769.4 19.1 3,883.3 3,711.7 4.6 Other operating expenses 759.1 731.4 3.8 684.5 10.9 1,490.5 1,370.9 8.7 Bad debts, doubtful accounts and impairment loss 470.0 100.0
. Operating expenses also declined from effective cost management control. The Bank continued to prudently set aside additional provisions taking into account the economic slowdown and prolonged uncertainties
401.5 26.1 Other operating expenses 686.4 673.2 13.2 2.0 Bad debts, doubtful accounts and impairment loss 330.0 155.0 175.0 112.9 Income tax expenses 154.8 126.0 28.8 22.9 Profits before bad debts and
-interest income also increasing slightly by 0.2%. Meanwhile, operating expenses also increased due to higher loss from sale of foreclosed assets. During 2019, the overall Bank’s loan portfolio grew by 4.2
while other non-interest income declined yoy. Overall operating expenses also declined from effective cost management when comparing to the same period last year. The Bank continued to remain prudent when
Other operating expenses 715.7 681.4 5.0 682.8 4.8 2,768.1 2,720.6 1.7 Bad debts, doubtful accounts and impairment loss 60.0 70.0 (14.3) 130.0 (53.8) 570.2 617.2 (7.6) Income tax expenses 135.0 155.3