the total revenue from operations. The increase in sales of THB 21.59 million comprised of 2 main segments as follows: 1- Increase in domestic sales of THB 20.83 million. 2- Increase in oversea sales of

introduction of products and services based on big data analytics with the aim of becoming Customers’ Main Bank in this segment and increasing this customer group’s share of wallet devoted to KBank. Along with

, outsourced labor costs, utility expenses, rental expenses, and marketing expenses. The Company has taken significant and effective actions to optimize its cash flows and liquidity, with the impact assessed

our focus on becoming our Customers’ Main Bank. We prioritized development of products and services based on big data analysis and processing through collaboration of relevant divisions, branches and

. Water level in the main dams increase without water shortage problem. Farmers were able to cultivate new crops in many areas. There were outbreaks of weeds, diseases, and insects such as Rice Blast

employee retirement benefits in the amount of Bt57.4 million in the second quarter of 2019 in accordance with an amendment of the Labor Protection Act on April 5, 2019. Net Profit The Group reported a

-Store-Sale-Growth (SSSG) from take-home product sales, while limited additional selling expenses are required. Moreover, manpower expenses per branch reduced from operational improvement. 32.1% 26.6% 67.7

other expenses are high even though the subsidiaries Will consider the manpower reduction in the past 2016, which, if reducing the number of people Will affect the efficiency of the operation 1.4. The

result of internal organizational restructuring. 1.3. Expenditure on staff various welfare and other expenses are high even though the subsidiaries will consider the manpower reduction in the past 2016

amount of Bt57.4 million in 2019 in accordance with an amendment of the Labor Protection Act on April 5, 2019. Sales Revenue Consolidated sales revenue in Baht terms declined from Bt13,982.5 million in