existence of the ‘value gap’ has heightened the importance of environmental, social and governance (ESG) analysis and analysis of other intangible value-drivers, and their incorporation into investment
effective interest method and also from the recognition of interest income from non-performing loans. Yield on loan for 1Q20 increased to 7.7% from 7.2% in 1Q19. Additionally, the Bank has lowered the lending
coronavirus pandemic (COVID-19) that caused widespread economic disruption. The Bank of Thailand has lowered its GDP forecast for year 2020 from the previous expected growth of 2.8% to be at -5.3%. Foreign
beginning of the year in Asian Countries such as China, South Korea and Japan where they were our major clients lowered the occupancy rate causing the decrease in revenue. Revenue breakdown EBITDA breakdown
customers in response to the macro low spending environment . The starting price was lowered to Bt399/Month for 100Mbps from Bt599/Month a year earlier; therefore, industry ARPU was on declining trend
from strong growth in both fixed-broadband and non-mobile enterprise business. • Mobile revenue reported Bt116,696mn, decreasing -0.5%YoY from lowered ARPU from Bt224 to Bt213 as a result of continuing
. Worse, Brexit risks became heightened in the wake of political change in the United Kingdom. The World Economic Outlook of the International Monetary Fund cut its 2019 global economic growth projection to
heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership
. The declining of scheduled passenger revenue was resulted from lower number of passenger that dropped by 1.7 percent. Especially number of passenger in domestic routes lowered by 4.0 percent. In