Profit In 2019, the Company reported a net profit of THB 11,621 mn, an increase of 7.4% YoY (for 4Q19, the figure stood at THB 3,468 mn, an increase of 41.8% YoY mainly from profits generated from a

earnings per share of Baht 0.16 for the first quarter of the previous year. The Company would like to clarify the significant reasons for the consolidated loss for the first quarter of 2020 compared to the

holding segment 3Core EBITDA is Reported EBITDA less Inventory gains/(losses) 4Core Net Profit is Reported Net Profit less Inventory gains/(losses) one-time extraordinary items 5Operating Cash Flow is after

the period amounting to Baht 12.03 million, a decrease of Baht 3.05 million or equivalent to 20.24%, due to the following significant factors: Net investment income, gains (losses) on investments, fair

proportion of average claim expenses over accident related to voluntary motor insurance increased from Baht 21,138 in the previous year to Baht 22,094 in the reported year. Net investment income, gains on

0% Corporate income tax -17 -2 15 628% -13 -2 11 582% Earnings (Loss) for the years 34 4 30 787% 57 6 51 871% Non controlling interest 0.2 0.1 0.1 100% 0.0 0.0 0.0 0.0% Net Earnings (Loss) 34 4 30 787

: CSR concept is to operate business in a way that take into account sustainability of economy, society and environment. Business doing CSR will have responsibility for shareholders in generating profits

(2,741.1) (262.2) Profits (loss) from operations before income tax expenses (987.6) 945.3 (1,932.9) (204.5) Net profits (loss) (708.5) 806.7 (1,515.2) (187.8) Basic earnings per share (Baht) (0.034) 0.038

4,894 15% Operating profits 3,362 2,866 3,218 (4%) 12% 9,878 9,327 (6%) Excluding non-recurring items 3,154 3,098 3,318 5% 7% 9,670 9,713 0% Net finance cost/income tax/others 434 429 402 (7%) (6%) 1,192

as of second quarter of 2018 per following table: (THB) Million 2Q18 2Q17 1H18 1H17 Total Revenues 126.04 134.25 268.92 269.05 Total Expenses 112.28 120.19 244.51 244.87 Shares of Profits 4.59 11.96