businesses in acquiring and managing NPLs and NPAs. This enables BAM to consistently and sustainably generate healthy profits for all stakeholders. หนา้ 2 2. AMC Industry Outlook and Overview In 2019, the Thai

inventory gains decrease the cost of sales and inventory losses increase the cost of sales. Core Net Profit is the Reported Net Profit less extraordinary items less tax adjusted inventory gain/loss. Net

2016 and 2017, other incomes are THB 1.26 million and THB 1.62 million. Other income mainly includes interest income, unrealized gain on exchange rate, consultation revenue and gains from sales of assets

&A in terms of % to revenue improved from 7.0% in Q3 2021 to 6.0% in Q3 2022. Core operating profit (defined as Earnings before Interests and Taxes exclude interest income, gain (loss) on exchange rate

2023. Core operating profit (defined as Earnings before Interests and Taxes exclude interest income, gain (loss) on exchange rate and other irregular items) reached Baht 618.2 million in Q3 2023; a 5.6

) Changes % Revenues : Revenues from sales and services 1,530.27 987.27 543.00 55.00 Gain on purchase price lower than fair value - 130.98 -130.98 N/A Gain from disposal of investment 543.01 - 543.01 100.00

increase of THB 29.64 million from last year quarter’s. 2. Some of investment units had been sold, profits had been realized, resulting in an increase of THB 10.98 million in Gains on investment. This had

(4.0) 1,873.8 2,072.1 (9.6) Earnings per share (Baht) 0.04 0.05 (20.0) 0.05 (20.0) 0.12 0.15 (20.0) The company and its subsidiaries’ the operation had net profits in the third quarter of 2017 amounted

(9.4) 2,752.6 3,367.3 (18.3) Profits before income tax expenses 817.6 735.2 11.2 857.3 (4.6) 2,265.4 2,562.3 (11.6) Net profits 670.7 616.5 8.8 698.4 (4.0) 1,873.8 2,072.1 (9.6) Earnings per share (Baht

) Earnings per share (Baht) 0.03 0.04 (25.0) 0.05 (40.0) 0.15 0.20 (25.0) The company and its subsidiaries’ the operation had net profits on the fourth quarter of 2017 amounted of Baht 729.6 million, increased