provide smart personalized “Financial and Life Solutions” to the right customer at the right time. We continue our endeavor to deliver an excellent customer experience with ever-greater consideration of

Voluntary Tender Offer (the “VTO Letter”). According to the VTO Letter, the conditional voluntary tender offer for the securities shall commence upon completion or obtaining the waiver of the following

report of its financial position and operating results under this Part. The duty to prepare and submit the report under Paragraph 1 shall commence when the registration statement filed with the SEC Office

Company, and it would be an excellent impact on the Company to maintain business relationships with this major customer and might be affected to the upcoming contract in the future. At present, 20% of the

renovation. Liquidity was maintained at healthy level with current ratio over 1, while capital structure was at optimal level with excellent ability to repay debt. 31-Dec-17 31-Dec-16 Chg Profitability ratio

mass transit and target niche segments incorporating excellent design concepts derived from the extensive experience of our partner. Construction of “The Unicorn” a mixed-use building adjacent to

an excellent customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept. All of these

business we’re notably expanding the portfolio through new condominium project launches, targeting niche segments with an excellent design concept derived from extensive experience of our partner Sansiri. At

needs under the “Segment of One” while also placing emphasis on the offering of financial innovations and products, including those of the “Beyond Banking” realm, in order to deliver an excellent customer

showed an improvement and a positive sign in performance recovery. For the year 2020, the Company will continuously improve our operations in order to satisfy customer needs in both quality and excellent