in order to stabilize the financial system. Nevertheless, as the COVID-19 situation has shown no clear sign of improvement and may persist throughout the first half of this year or beyond, pending the

-financial-innovation Nakarin Amarase, Ph.D. Head of External Affairs, Corporate Strategy Function, Siam Commercial Bank PCL. SEC Capital Market Symposium 2023 Financial Innovation Economic Growth Creativity

purchasing power. However, from Sep-21 onward, restrictions were gradually lifted, resulting in some improvement in consumer spending. Meanwhile, competition in mobile industry remained elevated as operators

volume declined due to planned shutdown maintenance. Natural Resources Business, reported performance improvement after realizing increased share of profit from investments made in the associated company

and our customers both directly and indirectly. KBank has emphasized synergy with K Companies, strategic partners and startup firms for enhancement of our business capabilities to achieve sustainable

อ.คูเมือง จ.บุรีรัมย ์ โทร. - - - โทรสาร - - - ตอ่ , , Factory, Head Office :237Moo2 Hinlekfai, Kumuang, Buriram31190 Tel : 0-4465-9020-3 Fax0-4465-9020-3 Ext103,131,152 สาํนกังานกรุงเทพฯ : 128/77-78 ชนั

seen in the final quarter of last year. Broadly speaking, the Thai economy may grow within a range of 3.2-3.9 percent in 2019, down from the growth of 4.1 percent in 2018. Improvement in domestic

-to-expiration), the results are not significantly different. DW: S50XXCXXXXA, Underlying: SET50 Index DW Option *The benefits of derivatives are risk management, price discovery, and enhancement of

individual auditors’ engagement. The overall results of the inspection conducted on 13 audit firms in 2016 during the third cycle, which is between 2016 to 2018, indicated continuous improvement from the

forward, any improvement in the global economy will mainly hinge on the above factors. As a result, several central banks are expected to maintain their accommodative stance. Even though the Federal Reserve