-to-low income population’s purchasing power due to drought and Covid-19 pandemic, as well as a decrease of mobile top-up value according to the customer’s behavior that prefer using data package top-up
generating constant income with appropriate duration of asset holding and disciplined investment. To this end, we offered fixed-income funds and mixed funds to institutional and large investors. Notable funds
existing business partners to increase customer base. - Loans In the fiscal year 2016, loans shared 40% of total turnovers (shared 22% from personal loan and 18% from purposed loan for mobile phone, IT
subsid lion baht mo t. And for th the same pe revenues wa ease of 19.1 778.2 million tegies in mo h Life Time only mobile 017. This cau 2017 was 4 collection an remarkably bt purchased tion revenue Page 2
, loans shared 25% of total turnovers (shared 19% from personal loan and 6% from purposed loan for mobile phone, IT products, electrical appliances and etc. at department stores and over 6,660 dealers
turnovers (shared 25% from personal loan and 5% from purposed loan for mobile phone, IT products, electrical appliances and etc. at department stores and over 6,307 dealers nationwide) with the consolidated
card revenue in Cambodia grew by 53% from last year. - Loans In the first quarter of 2018, loans shared 29% of total turnovers (shared 17% from personal loan and 12% from purposed loan for mobile phone
(FSMART) 3Q19 Management Discussion and Analysis Financial Statement Summary in 3Q19 Statement of Comprehensive Income Bt mn % Bt mn % Bt mn % Income from rendering of top-up service for prepaid phone and
utilities bill reduction. Also, NBTC’s measurement for free data and voice in April to May affected Company in short- term on mobile top-up and bill payment. However, the Company has prepared its cash flow by