generate higher income, and this scheme will complete at the end of this year. The usage amounts from money transfer are continually growing driven by a decrease of the number of banks’ branch then customers

transaction amount was Bt9,074mn. However, the money transfer service, of which the Company is the banking agent for 6 banks, has been growing consistently with 1,650,528 transactions per month, increasing 73.0

service, of which the Company is the banking agent for 6 banks. The money transfer has been growing consistently with 1,734 ,915 transactions per month, increasing 76.4% YoY. In term of lending business

follows the four key pillars of the Green Bond Principles 2016 and that aligns with the Social Bond Guidance 2016. By issuing this sustainability bond, Starbucks will finance projects in the coffee growing

DW Markets o Developments Growing significance of DWs in Thailand DW Trading Value (Mil. THB) YoY growth (%) % of total market 2013 244,961.21 2.08% 2014 204,556.74 -16.49% 2.01% 2015 332,137.90 62.37

Malaysia, the Philippines, Singapore and Thailand to fund green buildings, renewable energy and other sustainable projects, demonstrate the growing interest in sustainable finance by issuers and

income from complete installation of air tube systems for transfer documents and parcel (Pneumatic Tube Carrier Systems) for projects. . Analysis of Operating Results Statements of Comprehensive Income

such as salaries, bonuses, and other benefits. The expenses have increased in line with growing number of employees. In addition, in the year 2019, the Company had the additional expenses from 2018, such

among particular segments including teens and tourists. Fixed broadband saw healthy growth focusing on FMC AIS Fibre has achieved robust results with revenue growing 27% YoY and 6. 3% QoQ while net

by THB 28.06 million or equivalent to 12.72 percent increase compared to the same period of last year. Revenue from sale of goods was increased compared to the same period of last year due to a growing