for all products. These measures would be effective in the first quarter of 2019. The growth of credit card business and personal loan business in Thailand was still growing strongly despite the

borrowers with good track records, as well as existing low-risk customers. Early warning signs were also developed with the use of transactional data for enhanced efficiency in risk monitoring and portfolio

in building recurring revenue, with the recurring revenue from HR Solutions growing by 9.78mb or 11.7% and recurring revenue from Financial Solutions increasing by 2.22mb or 16.0% . However, the growth

growing by 16.30mb or 9.7% and recurring revenue from Financial Solutions increasing by 4.77mb or 16.5% . However, the growth in recurring revenue was partially offset by the reduction in non-recurring

growing by 18.46mb or 11.1% and recurring revenue from Financial Solutions increasing by 4.82mb or 16.7% . However, the growth in recurring revenue was partially offset by the reduction in non-recurring

revenue. Gross Profit As a result of cost of services growing at a slower rate than the growth in revenue, we achieved a gross profit of 85.50mb (Q1 2019: 59.13mb) , an increase of 26.37mb or 44.6% . W e h

. AIS Fibre continue to focus on targeting AIS mobile subscriber base to cross-sell in order to achieve higher value ARPH (Average Revenue Per Household). Growing EBITDA and continued cost conscious In

. AIS Fibre continue to focus on targeting AIS mobile subscriber base to cross-sell in order to achieve higher value ARPH (Average Revenue Per Household). Growing EBITDA and continued cost conscious In

continuous decline in global HRC prices and concerns about the growing spread of global epidemic of COVID 2019 towards the end of 1st quarter of 2020. This also resulted resulting in slowing orders from

of the company. And, more often than not, clearly articulated investors’ views and questions will influence company leaders’ thinking, particularly if they reflect a growing consensus. As investors, we