featuring MonThong durian flesh sourced from Chanthaburi and Rayong provinces made into Kakigori, available in 14 branches. ➢ Madan Kakigori with Chili Salt and Sweet Shrimp Paste Sauce, a seasonal menu

global economy grew at a decelerating rate in 2019 amid uncertainty surrounding the US- China trade rift and concerns about Brexit which lingered throughout the year. The World Economic Outlook of the

government’s investment projects. Nonetheless, small business and retail loans may see only limited growth amid a feeble recovery in purchasing power. Close attention should be paid to competition in the market

Community (AEC), and the advancing digital age amid the rapid pace of technological advancement, thus leading to changing customer behavior, regulatory changes and life platform-driven competition. Given the

Baht 8,151 million in expected credit losses from the previous quarter to further strengthen the Bank’s reserve level amid global economic uncertainties. Amid a record low interest rate environment, the

, resulting from the pressure of excess supply of Light Sweet crude in the market; after production of US Shale oil increased. Compared to the previous quarter, the difference between average Dated Brent and

Microsoft Word - FY19 MDA edited after comment.docx 1 FY19 MD&A Advanced Info Service Plc. Executive Summary Mobile business grew amid competition In FY19, despite slow economic growth and continued

amid high household debt, whereas public investment and the government’s budget disbursement were affected by a delay in the formation of a new government. Nevertheless, economic stability remained sound

(revised from Bt35-38bn) Dividend policy • Minimum 70% of net profit (maintained) Core service revenue to grow 5-7% in 2018 amid competitive outlook In 1H18, AIS reported core service revenue (or service

long term, OSP would seek for opportunities amid the crisis to become more resilient, build strong fundamental for medium and long term growth under the new normal, through “Winning in Crisis” project