Development and Efficiency (DEDE), Ministry of Energy 5. Energy Policy and Planning Office (EPPO), Ministry of Energy 6. Office of Transport and Traffic Policy and Planning (OTP), Ministry of Transport 7

1"" 10 J0% non-progressive rate 4. large exposure risk 4 1 "'(0 $ R )' #). (#%I#0# 4 E3K$1. (#%I#0# 4!4 .&. .&.+#-! .&. (#%I#0# 4 3' J00' % /0."). 3 1 .. 54 60 " 10 : ' # Large exposure risk

revenue grew significantly from last year. Focusing on card recruitment activities, the Company has developed more card recruitment channels including setting booths in high traffic areas and encouraging

or 1.3 percent, mainly from the increase in toll revenue from the Si Rat-Outer Ring Road Expressway Project (SOE). In the year 2019, SOE average traffic volume was at 64,253 trips/day representing an

booths in high traffic areas and encouraging card application on the Company’s website and dealer network nationwide. In addition, the Company has focused to continue enhancing the relationship with our

to increased sales of delivery (3) increased cost of branch staff, rental and utilities from branch expansion and (4) issuing discount promotions to draw traffic and create brand awareness. 4 Zen

sales as much as possible via all channels. In particular, various promotions were used to increase dine-in traffic in restaurants which remains the main revenue source of the company and there was

managing the kiosk location, adding new services to the system such as traffic fine payment service with the Royal Thai Police, GMM’s content selling service, SIM Card selling with electronic-Know-Your

promotional discounts to increase traffic and create brand awareness during the opening of new branches. The other cost of sales and services increased due to other branch-related expenses such as staff, rental

year by Baht 47 Million or 1.8 percent, mainly from the increase in toll revenue from the Si Rat-Outer Ring Road Expressway Project (SOE). In the third quarter of the year 2019, SOE average traffic