E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...

in blue. No. ORI 48/2017 31 July 2017 Subject: The Disposal of Asset of the Company Attention: President Stock Exchange of Thailand Enclosures: 1. Information Memorandum on the Disposal of Asset of the

credit card loan, the PTT Blue Credit Card was introduced, while a promotion campaign entitled “The Great Phenomenon! #Swipe for More” was launched to promote greater spending via all types of K-Credit

is being developed. There are presently five member cards, i.e., The 1 Card, Boots Advantage Card, PTT Blue Card, AIS Point Card and AirAsia BIG Loyalty Card, available via the Loyalty Card Platform, 2

that can be used for payment of Grab service fees. In collaboration with our business partner, we introduced an e-Wallet service via the Blue 13 CONNECT application that allows customers to make payment

to the PTT Blue Card, which is equipped with a system for accumulating points in the form of e-Stamp when payment is made via QR code at participating K PLUS SHOP merchants. 2) K-Cyber: We focused on

Boots Advantage Card บตัร PTT Blue Card บตัร AIS Point และบตัร AirAsia BIG Loyalty 2) K-Cyber: ธนาคารยงัคงรักษาเสถียรภาพของระบบ และสร้างความเช่ือมัน่ในการท าธุรกรรมการเงิน ของทุกช่องทางดิจิทัลแบงกิง้ต่อ

กบัพนัธมิตรให้บริการ e-Wallet ผา่นแอพพลเิคชัน่ Blue Connect ที่สถานีบริการน า้มนั พีทีที สเตชัน่ และ ร้านค้าปลกีในเครือ เพื่อเพิ่มความสะดวกรวดเร็วในการช าระเงิน 3.4 ช่องทางการให้บริการ ธนาคารยังคงพัฒนาช่อง

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...