projects The management maintain positive view onThailand's economic growth, which evaluated from the Company’s customers database and reports from the Bank of Thailand(BOT). BOTexpectsthat the

subsidiaries had total revenue of 309.59 million Baht, increased by 128.60 million Baht, or an increase of 71.06%, compared with the same period of previous year. The Company and its subsidiaries had a net

.MB when compared with the same period of the previous year; or . per cent increase. It is expected that tendency of positive economy shall bring continuous increase of sales volume in the remaining of

. The decrement in sales caused from the decrease in house brand products, however, the Company was able to maintain proportion of house brand product for 2Q17 at 65.67%. The increase in other income of

-leasing and credit card loans, but declined in housing loans in line with the sluggish real-estate market. Financial institutions expect that demand for business and household credit will increase

Operated by For the six-month period ended 30 June % Change Increase (Decrease) 2017 2016 THB mm % THB mm % Sales 1. Sales from dessert café Company 325.45 97.46 286.47 98.76 13.61 2. Sales from catering

1 Forth Smart Service Public Company Limited (FSMART) 3Q17 Management Discussion and Analysis Operational Summary in 3Q17  Total revenue from core business was Bt788mn, an increase of 42.1% YoY

household sector increased in all categories, particularly other consumer loans and auto-leasing. Financial institutions expect demand for business and household credit to increase later in the year

Ratio (LDR) at the end of June 2017 stood at 97.1 percent, a slight increase from 96.9 percent at the end of 2016. Meanwhile, loan quality, measured by the ratio of non-performing loans (NPLs) to total

services increase and the financing cost increase. Thus, the details of the Company’s performance are explained as follows: 2017 2018 Change MB % MB % MB % Rental and Service Income 708.0 94.9% 628.7 86.9