/Guidance Notes Description 1 How is the firm dealing with the following (external issues): • challenge of real time systems with large numbers and/or high value transactions (e.g. banks, travel agents

investment unit selling.The SEC led Thai private sector on a business trip to Japan in February to meet Japanese executives from both public and private sectors, aiming to strengthen collaboration with FSA

provide smart personalized “Financial and Life Solutions” to the right customer at the right time. We continue our endeavor to deliver an excellent customer experience with ever-greater consideration of

portfolio to 30% ▪1st stand-alone SR ▪Third-party Verify EGCO Sustainability Reporting Journey ▪2022 One Report ▪Launch EGCO SD Website SEC One Report writing standard is enforced. ▪1st One Report Reporting

Saving Measures The Company is strictly implementing cost saving measures to preserve its liquidity. • Cutting unnecessary expenses and maintain strict cost control e.g. suspension of staff travel

staff travel, consultants, staff training, and marketing and advertising activities, suspending new hires • Optimizing staff by using technology to promote work efficiency and reduce overtime expenses

Company has been providing COVID-19 screening, quarantine, and treatment services in order to collaborate with the government measures. In addition, after the government relaxed travel restriction by

infection, easing measures to contain COVID-19 outbreak and lifting domestic travel restrictions in Thailand and several countries recently, various business strategies and marketing plans to be implemented

million, equaled to 2.60% of the total revenue from operations. The main reason came from the effect of COVID-19 pandemic, resulting in travel restriction and quarantine, curfew announcement, etc. The

tourism as a result of travel bans together with weak domestic consumption that has started since the last quarter of 2019 has led After You to slowdown major branch expansion and concentrate more on