purchasing power. However, from Sep-21 onward, restrictions were gradually lifted, resulting in some improvement in consumer spending. Meanwhile, competition in mobile industry remained elevated as operators

and our customers both directly and indirectly. KBank has emphasized synergy with K Companies, strategic partners and startup firms for enhancement of our business capabilities to achieve sustainable

the strategic plans as mentioned above and for improvement and/or construction of new studios, seminar functions, customer accommodation function and office of the Company, including purchase of

seen in the final quarter of last year. Broadly speaking, the Thai economy may grow within a range of 3.2-3.9 percent in 2019, down from the growth of 4.1 percent in 2018. Improvement in domestic

-to-expiration), the results are not significantly different. DW: S50XXCXXXXA, Underlying: SET50 Index DW Option *The benefits of derivatives are risk management, price discovery, and enhancement of

partners. Expected outcome 1. The shift towards single licensing scheme would enable securities business operators to upgrade their licenses to a full-service type, arrange for flexible structure of business

Significant Events Management Discussion & Analysis Q3/2021 Business Operation Improvement • Expand service areas for “AU Marketplace” throughout dessert cafe branches in order to generate additional revenue

(IASB), and made financial contributions to facilitate the ongoing efforts of the Federation of Accounting Professions (FAP) in the improvement of the Thai accounting standards toward convergence with the

pursue skill and knowledge enhancement on a regular basis to be able to handle ever-increasing innovations in the securities business. This will not only benefit investor contacts in their performance of

market will pursue skill and knowledge enhancement on a regular basis to be able to handle ever-increasing innovations in the securities business. This will not only benefit investor contacts in their