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report as only a single factor in making their investment decision. mailto:Phineas.glover@credit-suisse.com Our Approach A lens to understand industry structural change 1. Climate Transition Super
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was robust. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.55 percent, with a Tier 1 capital ratio of 16.19