rational investment decisions but their decisions are usually influenced by several factors and restrictions; emotion, beliefs and biases, for example. Those factors and restrictions cause investors to
mutual fund. Such factors include emotion, personal belief and attitudes toward different channels of savings and investment. For example, some investors prefer low risk, principal guaranteed investment
information. • Recognise that human characteristics such as emotion can have an impact on investing decisions in unanticipated ways. • Recognise that discipline in investing can minimise behavioural biases. 7
feeling the need to hide their gender identity • 31% of LGBTI workers feel unhappy or depressed • Transgender people face the most frequent and severe discrimination and exclusion in the workplace and
period last year. For the economic stability, headline inflation decelerated from the last quarter as result of this year’s improved supply and high base effect from last year’s drought. EASTERN WATER
Profit We had a slightly improved gross profit margin of 46.4% from 46.2% in 1H 2019 and achieved a gross profit of 164.91mb (1H 2019: 126.54mb) , an increase of 38.37mb or 30.3% . TigerSoft contributed
-China trade war and the depreciation of Yuan (CNY) against US dollar. Besides, the extreme fluctuation of crude palm oil price in end of 2019 affected buying sentiment to be drop as buyers waited for the
retraction of economic activities and consumer spending. The consumer sentiment remains fragile as the country waits for vaccination against the new variant. Despite of such economic weakness, we delivered
sentiment, accompanied by growth in public investment which resembled the growth rate from the same period last year. All in all, economic drivers continued to perform well particularly merchandise exports
to long-term shareholder value generation laying the foundations of future improved results via new product development (introduction of dolomitic product line) and cost saving measures (Solar project