-Presso launched supports. However, admin expenses increased by 29.6% YoY due to low amounts from several reversals last year e.g. reversal of provision for Kenya; in addition to higher benefit accrual in

properties for sale and adjustment of Baht 2,148. 6 million, Baht 1,897.4 million, Baht 2,873.0 million, Baht 2,073.0 million and Baht 1,611.5 million, respectively; and less ( ii) any reversals from

costs of properties for sales and adjustment and (ii) any reversals from revaluation of properties for sale sold during the periods. 2 Cash collected from NPA management business is calculated from (i