), which could subsequently cause irregular trading after the securities listing.     The proposed key changes concerning IPO share allocation are: 1. To redefine the term, ?patron? as any person who makes

over the long term. Guided by our core strategies of “Customer Centricity", KBank has decided to redefine our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred

strengthen customer perception towards KBank as an “Embedded Trust” agent in order to deliver an excellent customer experience. We also redefine the concept of the way we work to support Customer’s Life