Statements 5.1. BAM’s Business Opportunity 5.2. COVID-19 Impact IMPORTANT DISCLAIMER The information contained in this document has been obtained from several sources, and Bangkok Commercial Asset Management

Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking Statements 5.1. BAM’s Business Opportunity 5.2. COVID-19 Impact IMPORTANT DISCLAIMER The information contained in this document has been

Concentration 2.5. NPAs Concentration by Region by Type 3. Key Financial Ratios 4. Forward Looking Statement 4.1. BAM’s Business Opportunity 4.2. COVID-19 Impact 4.3. Land and Building Tax 1. Key Highlights in Q2

enhance BAM’s ability to grow its asset base consistently which will benefit the profitability in the future. 1.2 BAM has experienced team with established track record in acquiring and managing NPLs and