rational investment decisions but their decisions are usually influenced by several factors and restrictions; emotion, beliefs and biases, for example. Those factors and restrictions cause investors to

mutual fund. Such factors include emotion, personal belief and attitudes toward different channels of savings and investment. For example, some investors prefer low risk, principal guaranteed investment

. Therefore, furnishing workable capital structures for innovative and creative businesses can foster such businesses to become flourish and sustainable. As financial advisors, members of the Club are ready to