financial behavior. Even with a well-designed financial education program with meaningful messages and effective delivery channels, financial literacy cannot be achieved if consumers neglect the necessity and

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principle of widespread distribution to general subscribers without specific allocation to any particular individual (cherry picking), and must not be an arbitrage in evasion of regulatory compliance

This is because the 20-year national master plan for 2018 through 2037 focuses on pushing forward and increasing the potential for SMEs, as they will help solve poverty problems and promote national economy. One of the subordinate plans is to provide opportunities for SMEs to access financial services, including new types of funding sources, and to develop channels for accessing new types of funding sources.SEC found that one of the problems and difficulties that prevent SMEs from accessin...

center on laws, regulations and practices in support of sustainable development to help promote international recognition of the Thai capital market. Aside from corporate governance, the re-launched

aimed to support audit committees to perform their roles amidst the development and change of accounting principles and report practices of financial and non-financial information. In the seminar, audit

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