KRUNG THAI ASSET MANAGEMENT PUBLIC COMPANY LIMITED|Long Term Equity Fund : LTF | Offering Date : 13/12/2016 - 21/12/2016

ONE ASSET MANAGEMENT LIMITED|Long Term Equity Fund : LTF | Offering Date : 19/05/2005 - 31/05/2005

ONE ASSET MANAGEMENT LIMITED|Long Term Equity Fund : LTF | Offering Date : 28/09/2004 - 05/10/2004

KRUNG THAI ASSET MANAGEMENT PUBLIC COMPANY LIMITED|Retirement Mutual Fund : RMF | Offering Date : 17/09/2012 - 01/10/2012

ASSET PLUS FUND MANAGEMENT COMPANY LIMITED|Specific Fund | Offering Date : 01/01/2008 - 21/08/2008

KASIKORN ASSET MANAGEMENT COMPANY LIMITED|Feeder Fund | Offering Date : 14/03/2017 - 20/03/2017

aspects of biases comprising (1) emotional or preference biases: focusing on present rather than future incidents; (2) belief bias: making conclusion based on too small sample size while associated risks

continuity but also to avoid bias in the credit rating process. For example, in seeking to balance the objectives of continuity and bias avoidance, a CRA could assign a team of analysts to participate in

operating result – Relative to last year quarter’s, Loss Ratio had dropped by 8.64% (From 67.87% to 59.23%). Underwriting had been more selective. Sales associated with high risk clients had been monitored

analysts who will participate in determining a credit rating, should seek to promote continuity but also to avoid bias in the credit rating process. For example, in seeking to balance the objectives of