) Private Banking and 3) Investment Banking. For Credit Business which will focus on loan expansions to retail and Small and Medium Enterprise segment, the goals will be on building efficiencies, creating
on loan for 2Q18 declined from 7.6% to 7.2% yoy due to the high growth of loan portfolio in the low yield segment – housing loans, corporate lending and real estate 6 development loans. Meanwhile, cost
. Loan spread declined from 5.3% during the first half of 2017 to 4.9% for the first half of 2018 due to the high growth in loan portfolio in the low yield segment with yield on loan declining from 7.6% to
million or 6.0% yoy from Baht 10,628 million in 2017. Yield on loan for 2018 declined from 7.5% to 7.2% yoy from the expansions of loan portfolio in the low yield segment – housing loans, corporate lending
11.2% from the expansion in loans. For Q418, loan spread slightly declined from 5.1% to 5.0% yoy due to the high growth in loan portfolio in the low yield segment per aforementioned with yield on loan
of 2018 due to the high growth in loan portfolio in the low yield segment – housing loans, corporate lending and real estate development loans 1 Excluding reversal on loss on impairment of investments
on hire purchase loans from the higher portion of used cars mix in portfolio and also from the increase in personal loan segment. Cost of fund dropped further yoy from 2.7% to 2.3% resulting in
million in 2016. Yield on loan for the year 2017 remained stable at 7.5% yoy from the increased in diversifications in the Bank loan portfolio into both high yield segment – personnel loans, SME Car3x, used