factors totally at the amount of 11,775 million baht. The Group has elected to recognize the cumulative effect of initially adopting of TFRS 9 and TFRS 16 as an adjustment to the beginning balance of
factors totally at the amount of 11,775 million baht. The Group has elected to recognize the cumulative effect of initially adopting of TFRS 9 and TFRS 16 as an adjustment to the beginning balance of
cardless cashing totally online shopping increased around 2 times and cardless cashing share more than 30% of total personal loans. Moreover, our revenue from bad debt recovery growing by 11% y-y. Details of
baht or 3% from 74,271 million baht at the end of fiscal year 2019. There were both short-term and long-term borrowings totally 65,310 million baht, decreasing by 6% from the end of last year. The
previous year. There were both short-term and long-term borrowings totally 62,709 million baht, decreasing by 10% from the end of last year. The portion of long-term borrowings was 45,335 million baht or
previous year. There were both short-term and long-term borrowings totally 62,709 million baht, decreasing by 10% from the end of last year. The portion of long-term borrowings was 45,335 million baht or
previous year. There were both short-term and long-term borrowings totally 62,160 million baht, decreasing by 1% from the end of last year. The portion of long-term borrowings was 47,241 million baht or
-term and long-term borrowings totally 65,418 million baht, increasing by 4% from the end of last year. The portion of long-term borrowings was 35,357 million baht or represented 54% of total borrowings
million baht or 2% from 70,205 million baht at the end of previous year. There were both short-term and long-term borrowings totally 66,362 million baht, increasing by 1% from the end of last year. The
last fiscal year. There were both short-term and long-term borrowings totally 68,807 million baht, increasing by 5% from the end of last year. The portion of long-term borrowings was 40,549 million baht