higher risk level in buying financial products with a higher risk than the client’s risk profile. SEC has considered the case and viewed that Somchai had behaviors with dishonest implication, affecting the

suitability test. Due to their high level of sophistication, the institutional clients are considered capable of doing self-assessment; however, they may wish to opt in the coverage of suitability test in order

in the Thai capital market also resulted in higher level due to reliable financial reports of listed firms, helping facilitate those firms? overseas fund raising and boost competitive edge of capital

impacts derived from the currencies fluctuation is at a lesser level due to the Company has adopted its functional currency to be USD since year 2019 in order to better fit the Company’s recent operation

profit margin for the year 2019 was mainly due to differences in product mix and the impact derived from adoption of USD as the Company’s functional currency which in resulting of lowered cost evaluation

debts to equity (D/E) ratio was higher than Q1 2018 at 0.80 times, primarily due to increased debt level. Please be informed accordingly. Yours sincerely, Mr. Yeap Swee Chuan President & CEO

the currencies fluctuation is at a lesser level due to the Company has adopted its functional currency to be USD since year 2019 in order to better fit the Company’s recent operation and that the

the impacts derived from the currencies appreciation is at lesser level due to the Company has adopted its functional currency to be USD since beginning of year 2019 in order to better fit the Company’s

Interest Coverage ratio (EBITDA / Financing Cost) which edged up to 91x as of 30 September 2017. Debt to Equity Ratio decreased to extremely low level due to repayment of debt owed to financial institutions

overseas offices has also been impacted by a reduction of 1.5mb at group’s consolidated level due to currency conversion. Financial Solutions Revenue from Financial Solutions contributed 54.21mb (Q2 2018