towards adjustments in the educational system that would intensify the cultivation of financial management skills which are important life skills for youth, the driving force of the nation’s future. Proper

! 3G -/7a / !5!! 9!3C!56 $5!I+51+63G 6-7 ! -M7- C (Net Capital) 476!769 7 +- /4 1 +,!+:/ +: 3G 6 cushion +,!7669 7 +- /4 +- /4 +: +-9M98A! +53G +!56+- %G 7 !A6,9M98A! /!I+5!I9, !!7 1 h 6+A!6 6

percent, remaining sufficient to cushion against risk, and greater than the Bank of Thailand’s requirements of 11.50 percent and 9.00 percent, respectively. All of the above endeavors and satisfactory

offered by the Government of each country to cushion the high losses as well as improving the cash flows. 3 Profit/(Loss) after Taxation and Minority Interests (“PATMI”)/(“LATMI”) 3.1 PATMI/LATMI for the 3

baht or 121.70% y-o-y. The reason for such changes was due to the slight economic growth continuously to the second quarter of this year. Rainfalls during the period were sufficient for cultivation

held a special promotion in order to boost sales during the preparation of soil cultivation period. 2. Cost of sales of goods and Expenses 2.1. Cost of sales of goods for the 3 month-period ended March

plough’ since early of this year, our main customer held a special promotion in order to boost sales during the preparation of soil cultivation period. K. W. METAL WORK PUBLIC COMPANY LIMITED Head office

early of this year, our main customer held a special promotion in order to boost sales during the preparation of soil cultivation period. K. W. METAL WORK PUBLIC COMPANY LIMITED Head office 259/83

capital, in combination with regular increases in reserves, the commercial banking system will continue to provide a cushion for NPL. Overall Picture of the Bank and its Subsidiaries Million Baht Item

is due to customers’ focus on quality in their asset management. The loan to deposit ratio was 82.5 percent, reflecting an adequate liquidity position to cushion against economic uncertainties. The