towards adjustments in the educational system that would intensify the cultivation of financial management skills which are important life skills for youth, the driving force of the nation’s future. Proper

. Thailand remains a safe tourism destination, with government officials maintaining vigilant monitoring of conditions, conducting comprehensive building safety inspections, and providing support to those

each area. We continued to prioritize risk assessment through prudent screening and close monitoring of borrowers, and remained vigilant on risks. Meanwhile, we mainly targeted borrowers with good track

baht or 121.70% y-o-y. The reason for such changes was due to the slight economic growth continuously to the second quarter of this year. Rainfalls during the period were sufficient for cultivation

held a special promotion in order to boost sales during the preparation of soil cultivation period. 2. Cost of sales of goods and Expenses 2.1. Cost of sales of goods for the 3 month-period ended March

plough’ since early of this year, our main customer held a special promotion in order to boost sales during the preparation of soil cultivation period. K. W. METAL WORK PUBLIC COMPANY LIMITED Head office

early of this year, our main customer held a special promotion in order to boost sales during the preparation of soil cultivation period. K. W. METAL WORK PUBLIC COMPANY LIMITED Head office 259/83

the Thai population and business sectors to become more vigilant in spending and investment. The mobile industry showed a positive sign driven by the overall economic improvement which benefited from

borrowers, and remained vigilant on risks. Meanwhile, we mainly targeted borrowers with good track records, as well as existing low-risk customers. 2.2 Market Risk Management Economic and political

borrowers, and remained vigilant on risks. Meanwhile, we mainly targeted borrowers with good track records or existing low-risk customers, while giving greater weight to digital lending. 2.2 Market Risk