while others are more familiar with traditional savings deposit. Some prefer short term, fixed return products while others are drawn to giveaways and complimentary gifts or neglect details of the
financial behavior. Even with a well-designed financial education program with meaningful messages and effective delivery channels, financial literacy cannot be achieved if consumers neglect the necessity and
construct the Project within 2 years from the leasehold registration date or any agreeable period including rationale extension. Upon the occurrence of an event causing termination except defaulted by the