classification in terms of sensitivity and criticality such as the access control, encrypting sensitive information or information required a high level of accuracy; 2. In handling media under Clause 17, the
even further in the performance. Personal Loan Business J Fintech Co., Ltd, engages in personal loan business, improve its lending policy toward more high quality customer and attempt very hard on debt
business for 2nd year in consecutive. The Company achieved its record high in cash collection at 2,399 million Baht. Thanks to distress the quality of debt acquired, number of collection staff increasing and
severely affected. The Company is aware of the situation and has been taking actions in an attempt to overcome the difficulties. The Company seeks additional income from other sources to help generate extra
subscription base from demand for working and studying from home. Enterprise non-mobile remained solid and grew 16%YoY in revenue from Cloud, Data center and ICT solution as corporates attempt to digitize their
occupation or business is classified by anti-money laundering authority as high risk business/ profession; (7) a client who is categorized as higher-risk categories by the anti-money laundering authorities or
client whose occupation or business is classified by anti-money laundering authority as high risk business/ profession; (7) a client who is categorized as higher-risk categories by the anti-money
approximately THB 2,000 million. However, such debt restructuring was unsuccessful because the Company could not pay its debts in accordance with the debt restructuring plan. The Company made other efforts to