policy to align with the set goals, taking climate change and adaptation risk into account. 5 Emerging Risks Description of Risks Potential Business Impact of the Risks Mitigating Actions businesses

systems are tailored to align with customers’ characteristics. Medium and Large Business customers with sophisticated financial needs are served by RMs with thorough understanding of customers’ business and

and systems are designed to align with customers’ characteristics. Medium and Large Business customers with sophisticated financial needs are served by RMs with thorough understanding of customers

23.4 million baht, from reducing production cost of print media and magazines to align with changes in sales target. Consolidated selling expenses for the second quarter 2018 ended 30 June 2018 was 36.5

, decreased 19.6 percent or 56.8 million baht, from reducing production cost of print media and magazines to align with changes in sales target. Consolidated selling expenses for the third quarter 2018 ended 30

service. 3. Administrative expenses were Baht 286.57 million; decreased Baht 22.52 million or 7.29% from last year. This is result from improvement in administrative expense to align with current operation

. 2. Administrative expenses were Baht 50.87 million; decreased Baht 33.55 million or 39.74% from same period of last year. This is result from improvement in administrative expense to align with

textiles. The acquisition of DuraFiber will align with IVL’s strategy of pursuing accretive growth opportunities in the high value-added segment and complement with the current HVA tire cord fabric products

increase 27.74% , because the company added the employee at management level to align with appropriate organizational restructuring . 7. Financial cost In Q3/2017, the financial cost was Baht 0.47 million

(align with TFRS#9 implemented early 2020), training fee, severance pay and loss from impairment of investment at the amount of 1.40 million baht. However, rental expenses have decreased by 0.32 million