economy continues to grow steadily despite a decline in export growth, primarily driven by a slowdown in global economy growth. Growth to the Thai economy is attributed to a number of factors, namely 1

which correspondent to the low level of Consumer Confidence Index, while household debt has steadily increased and anxiety for employment situation in the future, all these affected to the expenditure of

increased steadily to fully capacity. In the 1st quarter , the subsidiary purchases more dialysis machines to accommodate more patients. In addition, on February , , this subsidiary inaugurated a dialysis

signaling that it will maintain its policy rate throughout this year and end its balance sheet reduction in September 2019, prompted US bond yields to drop steadily from late March. 6 To cope with domestic

and money transfer service which grown steadily. 3 Forth Smart Service Public Company Limited (FSMART) 2Q17 Management Discussion and Analysis 3) Advertising income was Bt2mn, decreased 62.3% YoY

Loan to Value regulation or “LTV”. Moreover, the household debt has been steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions

revenue to grow steadily. Terms and conditions in land sub-lease and building lease agreements are appropriate and cause no potential conflict of interest. They conform to normal business practice of long

regulation or “LTV” since 2019. Moreover, the household debt has been steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions. As well

steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions. As well as, the epidemic of Covid 19 have severe negative impacts on the

been steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions. Majority of the company’ income from real estate business in 2019