, waiting for the travel bans to be lifted. The Company aims to provide training sessions for Hongkong storefront staff as soon as a cross-border flight resumes, and the Company will be sending Thai staff to

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

1.50 percent, though this was the first time in 22 meetings that the vote was split, prompting the market to be anxious that a policy rate hike may occur relatively soon. Meanwhile, US 10-year bond

, especially with international products. We also teamed with our business partners to arrange for sessions where specialists were invited to equip our customers with relevant knowledge in topics of their

performance of duties among employees at all levels. They included:  Holding orientation sessions on good corporate governance and government regulations for new directors, along with providing communications

. We also arranged orientation sessions on good corporate governance for new executives, while a lecture on Corporate Governance, Risk Management and Compliance (GRC) was organized for management. In

Japan. Moreover, KBank gave support to our customers to join networking sessions and activities throughout the course so as to further develop their cordial relationships.  Affluent We continued to place

shareholders to propose a candidate for directorship, and issues for inclusion in the meeting agenda at the 2018 General Meeting of Shareholders - Conducting sessions within K Companies and P Companies to ensure

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...