identity verification documents to service providers.) The new law provides them more options in conducting proof of identity and identity verification via digital system based on established guidelines. A

; and (3) the debut of life insurance with health rider designed for KBank Payroll customers to provide them more options for purchase of insurance at low premiums in addition to their welfare benefits

disturbance for recipients, and prescribing the nature of convenient options for recipients to terminate or refuse receipt of such data. When announced, the specifics shall be adopted by KBank as guidelines for

increase the merchants’ sales opportunities as consumers now have more payment options. In addition, merchants can manage their financial and sales statements on their own. To promote the service among our

E_1 Legal_FA_2015_12_29-c A HibrWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending September 30, 2018 The Thai economy in the third quarter of 2018 grew at a decelerating rate due to slowdown in external sector and manufacturing production at home. Meanwhile, private consumption which continued to expand was derived mainly from increased expenditures on automobiles. Nonetheless, the business sector remained challenged by new modes of competition, the broade...

: Commodities, Credit, Equity, FX and Multi-Assets, Best FX Bank for CCS, IRS, Forward & Options Hedging (Corporates, Fis & SMEs) and Best Corporate Treasury Sales and Structuring Team  Two awards from The Asset

private sector in conducting and managing foreign exchange transactions, together with providing Thai investors increased investment options with improved risk diversification. KBank has put in place

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...

means a variety of selections and (ii) as more NPLs are building up, there could be a downward pressure to the selling price, the profits could be enhanced, and eventually, the turnaround time could be