. Vienna House has also been evaluating future hotel opportunities that are located not only in new and existing destinations in Europe but also in Asia where a hotel under the Vienna House (Thailand) JV

process for evaluating and selecting the project as well as the eligibility criteria for investors’ information,; https://www.icmagroup.org/green-social-and-sustainability-bonds/ 2 2.3 Management of

Mall Co., Ltd. On 1st July 2016, the Company acquired the business of NPP Food Service Co., Ltd. at Baht 57.27 million and the evaluating company completely evaluated the purchase price allocation (PPA

diversifying into other business sector such as expanding to recurring income business. Furthermore, the Company is considering and evaluating a plan for joint venture with local and oversea entities to ensure

to consider diversifying into other business sector such as expanding to recurring income business. Furthermore, the company is considering and evaluating a plan for joint venture with local and

/or Audit Committee which is different opinion from the Board of directors None The Company certifies that all information contained in this information memorandum is true, accurate as well as prudent

this information memorandum is true, accurate as well as prudent and depending on maximizing of shareholder interest. In addition, the proposed of this information memorandum is for providing information

evaluating the adequacy of the internal control systems of the Company and its subsidiaries. Which is expected to be able to present an audit report and assess the adequacy of the company's internal control

while other non-interest income declined yoy. Overall operating expenses also declined from effective cost management when comparing to the same period last year. The Bank continued to remain prudent when

prudent measure in provisioning for 5 additional impairment on revaluation of foreclosed. After assessing the continued uncertainties from the current situation, the Bank also prudently set up additional