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Management Discussion and Analysis For the first quarter ended 31 March 2020 (reviewed) Ratchthani Leasing Public Company Limited May 13, 2020 Subject : Management Discussion and Analysis For the
’ burden by reducing minimum payment for credit card and personal loan as well as providing a grace period and relief program in the first quarter of 2020. Moreover, the Company adopted a more cautious in
and KBank ATMs have increased to 13% of total personal loan sales. - Motorcycle and Used Car Hire Purchase In the first quarter of 2019, motorcycle and used car hire purchase in Thailand and electrical
accounted for 37% of total personal loan sales. 27% 63% 5% 5% Total Sales 17,417 MB 52% 31% 5% 12% Loans Credit card Hire Purchase Other Total Revenues 5,041 MB 4 - Hire Purchase In the first quarter of 2021