ดังนั้น จึงมีความจําเปนที่ตอง overweight จาก benchmark ไดในระดับหนึ่ง 2) ควรปรับลดอัตราสวนเพียงครั้งเดียวลวงหนาในป 2562 โดยไมตองทยอยลด ซึ่งจะชวยใหเกิดความพรอมของดาน supply ทั้งจํานวนและความ

transactions, and thus slash our cash management costs, leading to reduced costs for our customers and within the overall economic system in the long run. Within this context, KBank and K Companies accentuate

cost over the long term, which will in turn help reduce costs within the economic system.. Within this context, KBank and K Companies accentuate enhancement of our business capabilities to achieve

achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customers’ Life Platform of Choice” along with “Customer Centricity”, KBank has

* &'!$% counterparty risk 3 large exposure risk 0. 5. 3#3 !$% # position risk ) ! (.+,/+"" 1 J0 01 1 .. 54 20 !/0. 1) 0.# ! (.+, 2) 0.% # (.$+, long position 3./0.K !1 '(.0-3("0. (."1-30' +, short position 0

for Q1/2019 amounted to Bt32.3 million, a decrease of Bt2.6 million or 7.4%(y-o-y). As the long-term loans of the Group have been gradually reduced in accordance with the payment schedule. While the

สวนที่ 3 หนา 4 หนวย : บาท 3. Large Exposure Risk 3.1 วิธีท่ี 1 (ก) (ข) (ค) (ง) (จ) (ฉ) (ช) รายชื่อหลักทรัพย long short net ฐานในการ (ง) / (จ) คาความเส่ียง คํานวณ(1) (%) หุน A warrant A

of 2018 Page 4 of 6 1.2.3 Finances Cost The financial expenses for 2018 amounted to Bt139.4 million, a decrease of Bt20.9 million or 13.0%(y-o-y). As the long-term loans of the Group have been

% Services Income structure of 2018 Page 4 of 6 1.2.3 Finances Cost The financial expenses for 2018 amounted to Bt139.4 million, a decrease of Bt20.9 million or 13.0%(y-o-y). As the long- term loans of the

mainly by hotel business performance improvement and the gain from the sale of other long-term investment The Company reported 1Q18 revenue of THB 1,698 million, an increase of 12.5%, mainly driven by