Limited (the “Investment in KPN Academy”) is a significant transaction to the Company to which there are a number of information and documents related. The Company therefore requires more time to prepare

our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred platform that can meet customers’ needs in every aspect of their lives, in order to deliver an excellent

platform that can meet customers’ needs in every aspect of their lives by leveraging our strengths as Thailand’s number-one digital banking provider and enhancing our services under three-pronged approach

to extend our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred platform that can meet customers’ needs in every aspect of their lives. To this end, we work to

extended our aspiration to become the most-preferred platform that can meet customers’ needs in every aspect of their lives. All of these endeavors aim to understand and anticipate each individual customer’s

our strengths while ensuring cost- effectiveness, and to better serve customer needs that are ever more complex and varied. However, connectivity of KBank to other businesses within the ecosystem may

use of their lands, while also allowing the general public to gain more access to loans. This new regulation came into effect on November 5, 2018. However, enforcement of this regulation requires an

ability, which may curb demand for secured loans, especially housing loan. Meanwhile, debt quality still needs close watch given the complexity of its management, taking into account the tackling of

from the prior quarter. Therefore, commercial banks’ asset quality still needs close watching. As of the end of the second quarter of 2019, net loans at 14 domestically-registered commercial banks grew

for all eight customer segments, we focus on in-depth understanding of their needs, creating innovations and managing financial products, as well as reinforcing our sales and service quality excellence