6.0mn users, an increase of 9.5% in 1Q 2019/20 KEY BUSINESS AND STRATEGIC UPDATES VGI’S REBRANDING – COMBINING ALL BUSINESSES AS A SINGLE BRAND IDENTITY  1) ADVERTISING – ECOSYSTEM SYNERGY AND UNLOCKING

1 No. 3/2020 November 25, 2019 Re: Notification on the subscription of the newly issued shares in Thai Identity Sugar Factory Company Limited, a subsidiary of the Company Attn: The President of the

points of the criteria can be summarized as follows:  Banks are allowed to conduct customer identity verification either in-person or remotely via the National Digital ID Platform (NDID).  To verify

.  No. 4 – Revision has been made to remove restrictions and minimize service users’ burden for proof of identity and identity verification. (Previously, service users had to be present in order to submit

) Public Company Limited (“the Company”) has submitted the consolidated audited the third quarter and 9-month period of the year 2024 financial statements ended November 30, 2024 which were audited by

:  Permission Given to Commercial Banks to Act as Identity Provider or Source of Data in the Digital Format The Bank of Thailand (BOT) issued circular Ref. No. BOT.ForKorKor. c.2053/2561 (2018) Re: Permission

security through an identity authentication system. 2) The Smart Agent Portal serves as a database for K-Contact representatives to search for information related to KBank products with improved accuracy

CONTENTS Page I. IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS .......................... 5 II. DESCRIPTION OF MTN Program

classification, measurement of financial assets and financial liabilities, impairment of financial assets and hedge accounting, KBank’s consolidated net profit for the first quarter of 2020 totaled Baht 6,581

. IDENTITY OF DIRECTORS, SENIOR MANAGEMENT 1 AND ADVISERS II. DESCRIPTION OF MTN Program 1 III. RISK FACTORS 2 IV. MARKETS 2 V. TAXATION 2 VI. SELECTED FINANCIAL INFORMATION 3 VII. INFORMATION ABOUT THE ISSUER