last year mainly attributed to increase in Disposal Asset Group classified as held for sales of Power Plants business unit in the amount of THB 149.44 million. After considering the certainty of disposal

Babi Mild (+13.6% YoY to THB 985.7 million) and Twelve Plus (+3.0% YoY to THB 507.1 million) sales improvement. We believe both brands will continue to reap out benefit from being more focus (after SKU

beginning of the second quarter of 2019. Moreover, commercial banks will have to focus on cost and asset quality management for enhanced efficiency while also bracing for heightened competition, especially

more than 2.00 percent annually for two years and being interest-free for the first 6 months. Commercial banks continued to place greater emphasis on liquidity management with a focus on restructuring

customer expectations, consumer protection and customer privacy. Beyond these strategies, we focus on predictive risk management with the aim of maintaining KBank’s stability as a leading financial

right time with ever-greater consideration of consumer protection and customer privacy, taking into account the changing customer expectations. Along with this, we focus on predictive risk management

asset quality management for its loan portfolio and focus on expanding into profitable segment with better asset quality taking into careful considerations the economic conditions. As such, the overall

effect to the expanding of the export sector. For the banking sector, in the third quarter of 2017, the overall of commercial bank lending increased from the previous quarter. The main focus is on the

open later in 2017, while overseas investment by Thai businesses will continue to increase. Commercial banks’ liquidity management is expected to focus on readjusting deposit structures and appropriate

expanding of the export sector. For the banking sector, in the third quarter of 2017, the overall of commercial bank lending increased from the previous quarter. The main focus is on the export sector