opinion that the investment in VWM by UAC Energy is reasonable and will generate benefits to the Company in terms of business expansion, access to a broader market and growth in its total assets, revenues
upgrade were the key marketing tool to attract new customers and prevent churn. In addition, building accretive value by providing value added services, such as multiple routers for broader home coverage
. Nonetheless, the business sector remained challenged by new modes of competition, the broader marketplace amid the advancing digital age, regulatory changes, the rapid pace of technological advancement and fast
brand, positioning Mikka as a market leader and fostering long-term customer loyalty. The rebranding will also involve expanding the menu to offer greater variety, catering to a broader customer base
across broader range of businesses and wider geographical areas. Meanwhile, consumer loans expanded in all purposes, particularly auto loans. However, commercial banks remained cautious in lending as their
a YoY basis, with stable volumes and a slight improvement in margins despite a global slowdown in the broader automotive sector. The Hygiene business grew in 2019, reflecting the full year
across broader range of businesses and wider geographical areas. Meanwhile, consumer loans expanded in all purposes, particularly auto loans. However, commercial banks remained cautious in lending as their
sharp decline in industry- wide IPA spreads which has led to a negative EBITDA contribution from this product. As part of our currently ongoing broader long-term strategy review, we are reviewing our
share to around 45%. AIS Fibre also continued to achieve strong growth through the acquisition of new subscribers in a broader footprint while offering higher values, led by quality products and services
support businesses for a broader coverage. - Revise supervisory criteria for venture capital (VC) business, such as establishing investment ratio in financial technology (FinTech) business and extending VC