PET resin and polyester.  Signed an agreement with Ioniqa and Unilever for chemical recycling of PET waste in Europe.  Evolving HR strategies by launching the i-Lead, v-Lead and Shadow Talent

small and micro businesses as well as retail customers, while the Bank also sought to acquire customers with stronger financial status and sound debt servicing ability. KBank has also 12 emphasized

. 1. Credit card loan measures (1) Establish credit limits for new credit card applicants based on their monthly income as 3 deemed appropriate for their debt servicing ability: - For applicants earning

baht for the first quarter of 2019, representing 43.87 percent, which is a result of the ability to deliver the work that are postponed from the previous year to more customers and recognize revenue

. Without proper and timely adjustment, competitiveness and debt servicing ability of the business sector may be jeopardized, which would eventually affect KBank’s asset quality. 1.3 Significant Regulations

was 64.8%, increased from 63.1% in 2022, mainly due to the increase in the revenue from dessert cafés as well as the Company's ability to manage costs effectively. G R O S S P R O F I T a n d G R O S S

ability to manage cost- efficiently. G R OS S P R O F I T a n d G R OS S P R O F I T M A RG I N : • The Company reported Net Profit in Q2/2024 and 1H/2024 of THB 73 million and THB 127 million respectively

’ debt servicing ability. 5 1.3 Regulatory Changes2 Significant regulatory changes in 2017 that may have affected KBank’s and K Companies’ business operations included:  Relaxation of Foreign Exchange

notifications can be summarized as follows. 1. Directors and senior management are required to dedicate their time and ability to the full performance of their duties. For instance, each director shall take part

was 18.2%, increased from 14.4% in 9M/2023, due to the increase in sales revenue and the Company's ability to manage costs and expenses effectively. N E T P R O F I T a n d N E T P R O F I T M A RG I N