installment, no additional interest charged, this measure was considered for the debtors whose overdue not excess 90 days , however affer the extending the totalling of the installment period not excess 72

principal considerations upon which a credit rating will be based prior to disseminating a credit rating that is the result or subject of the credit rating action and afford such rated entity, obligor, or

disseminating a credit rating that is the result or subject of the credit rating action and afford such rated entity, obligor, or arranger an adequate opportunity to clarify any factual errors, factual omissions