loss and high base of 2Q21 with one-time other income. Revised guidance from rising economic concerns Due to a rising concern on inflation, consumer spending, and continued intense competition, AIS

through expansion of customer base and income by providing financial transactions via multiple platforms to offset reduced income after the cancellation of funds transfer fees via digital channels. In

Revenue from Refining Service Revenue from refining services are divided into 2 groups of customer base; ▪ Refining Service of semi-product for use in biodiesel production in 2019 was decreased from 2018 by

continued to see limited support, after growing by 2.30 percent in the second quarter. The Thai economy did show some signs of strength in the third quarter, due mostly to the low base effect of the same

customers. Given the cancellation of service fees and our broader customer base – now surpassing 15 million – the number of digital transactions is expected to grow steadily, thus slashing our cash management

earnest, while also seeking new partners in order to ensure increased income and customer base, especially by providing financial transactions via online channels and multiple platforms. 3 1.3 Significant

…………………………………….……… - provide a statement that the information in form 69-SUPPLEMENT-FD submitted to the Office of the Securities and Exchange Commission is considered to be a part of form 69- BASE-FD which becomes effective on

, especially automobiles. Given this and the higher base of last year, the Thai economy for the third quarter of 2018 may see ongoing slowdown, with growth of 4.2 percent, compared to 4.6 percent in the previous

Consolidated net loss for the period (Q1) amount -4.57 million compare with the same period (Q1) for the last year amount -2.80 because the Company Cost of Market Development of Expanding the customer base and

provided the reward for customers by organized the activities to maintain the customers base and well received by the customers. The bank has provided the services in the various deposit accounts such as