for an increased level of production and the Company’s aggressive growth from 2018 onwards; 3) cost from trial runs and start-up of a new production line for some products, driving higher yield loss and

, following the slowdown in domestic consumption as well as customers’ cautiousness in spending resulted from lower consumers’ confidence which reflected in sluggish spending in fast moving consumer goods (FMCG

government projects such as the National e-Payment Master Plan, as well as fast-changing consumer behavior. Within this context, KBank and K Companies have accentuated enhancement of our business capabilities

some customers. Labor costs have increased due to the minimum wage adjustment in April. In addition, there were significantly increased in trial cost and example product cost of new model in packaging

หมายถึง ใช้เกณฑ์เดียวกับ IPO และเลขท่ีข้อ ท่ีระบุในตาราง หมายถึง เลขท่ีข้อ ในร่างประกาศว่าด้วยการขออนุญาตฯ IPO ภาค 2 หมวด 1 ส่วนท่ี 1 PO ปกติ ภาค 2 หมวด 2 ส่วนท่ี 1 PO fast track ภาค 2 หมวด 2 ส่วนท่ี 2

other challenges remain. They include fast-changing technology, wherein non-bank players are joining the fray and playing an increasing role in the market as alternative service providers for consumers

their partnership especially in the fast growing airbag market. The operation is expected to start by 1st Quarter of 2022. Please be informed accordingly. Yours faithfully, (Mr. Souvik Roy Chowdhury

Limited หน้า 7 จาก 20 Present day, behavior of the consumers are changed so much. They prefer to test the new products and service. They are sensitive with fast sensory and sometime they follow the social

of fast-changing cyber threats that are always becoming more diverse and more complicated.  Reinforcing a cyber risk-aware culture that involves the Board of Directors and high-level management

business operations. Other challenges also lie in the fast-changing technology which will provide consumers with increased alternatives in conducting financial transactions. 1.3 Regulatory Changes