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the leader of online top-up machine market both in terms of total usage amount and the number of kiosks, covering all area nationwide. The Company's strategy continues to emphasize on efficient location

with herbal benefits. Som In-sum and Chalarm Black Galingale will be further strengthen. For functional drink, C-Vitt remains a key driver, on top with new product launches. Regarding Personal Care, our

beverages continued its growth momentum at 7.3% YoY, and domestic personal care showed 23.7% growth. Overall international business grew 8.7% at constant FX rate. YTD 1H’19, net sales grew 5.0%, contributed

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, recorded at THB 810 million, driven by OEM-personal care for hand sanitizer gel and other hygiene-related products on top with contribution from vending machine business. 1H’20 Gross profit was at THB 4,350

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personal loan revenues and higher bad debt recovery. In addition, in September the Company launched “AEON Thai Mobile Application” which is new financial innovation to meet lifestyle in digital era and

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of Thailand cut the ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onwards. On the other hand, our